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Secure Returns, Made Simple.

01. Overview

Background

Most portfolio apps today act like static dashboards. showing numbers but leaving users to interpret them on their own. Investors, however, don’t just want to see performance, they want guidance that helps them make sense of what’s happening and how to respond.

Challenge

This inspired us to create Tuntun Portfolio: a portfolio experience that doesn’t stop at numbers. Instead, it provides transparent guidance by showing what Tuntun buys and sells, explaining the rationale, and benchmarking performance against the IHSG, all in real time.

02. Role

Beyond UX

To bring this vision to life, I took on multiple roles:

By combining UX design, product thinking, and behavioral finance insights, I aimed to transform a passive portfolio view into an active, trusted decision-making guide.

03. The Core Problem

Through early discovery, one theme kept surfacing:

“I know my portfolio value, but I don’t know what to do next. Should I follow? Should I wait? What’s the reasoning?”

How Might We Question

This insight reframed our challenge. The issue wasn’t access to data users already had that. The real problem was lack of clarity and guidance around decisions.

How might we provide portfolios that are transparent, contextual, and actionable guiding users with clear reasoning, without overwhelming them?

Success Definition

We wanted to improve the portfolio experience by making it clearer, more meaningful, and easier to act on without telling users exactly what to do. This led us to three main goals:

Increase Transparency

give users a clear and digestible view of their portfolio performance, risks, and composition.

Provide Context

help users understand why changes happen by surfacing insights, comparisons, and relevant benchmarks.

Enable Actionability

empower users to make informed decisions with timely signals and tools, without prescribing exact actions.

04. Research & Insights

Research Activities

To deeply understand investor behavior, we combined qualitative and quantitative research:

Key Findings

This insight reframed our challenge. The issue wasn’t access to data users already had that. The real problem was lack of clarity and guidance around decisions.

“I see my numbers every day, but I don’t know when to buy or sell it feels like guessing.”

Implication

Portfolio needs to be more than a tracker it must provide followable guidance.

“I don’t mind following trades, but I need to understand why. Otherwise, it feels like gambling.”

Implication

Every buy/sell action must be accompanied by a transparent explanation in the Investment Journal.

“I get notified about price drops I can’t act on it just stresses me out.”

Implication

Notifications must be timely, contextual, and actionable, not spam.

05. UX Strategy

UX Goals

From our research, we learned that investors weren’t struggling with access to data, but with how to interpret and act on it. To solve this, we set four UX goals that directly addressed the pain points users had shared.

Many investors told us that portfolio apps often felt “too technical” or “too full of charts.” They could see their ROI or stock price movements, but the meaning was lost in jargon and visuals. That’s why our first goal was to simplify data into plain, everyday language. Instead of “ROI YTD +7.4%,” users would see “Your portfolio grew faster than IHSG this year.” Clarity became the first step to confidence.

A recurring pain point was the feeling of being “stuck.” Users knew their numbers but not what to do with them: buy, sell, or wait? Our strategy was to go beyond showing status and instead explain why changes were happening. By surfacing context like “BBRI rose 3% today, supported by stronger loan growth,” we gave users the missing bridge between data and action, so they could make decisions with confidence.

Trust was another barrier. In interviews, users said they would only follow trades if they understood the reasoning behind them. Without this, they felt it was gambling. That’s why every buy or sell in Tuntun Portfolio is paired with a clear explanation in the Investment Journal. Whether it’s a valuation call, a macroeconomic factor, or company-specific news, we made the rationale transparent. This strategy wasn’t just about showing moves, it was about showing the logic behind them.

notifications were a source of frustration. Users muted their finance apps because alerts were either too frequent, too vague, or not actionable. To fix this, our goal was to design notifications that felt like personal coaching. Instead of noisy price alerts, users would get concise signals with meaning and reasoning, like: “Tuntun sold TLKM after dividend cut news your portfolio is now more resilient than IHSG.” This way, engagement became useful, timely, and respectful of user attention.

06. Design Process

Journey Mapping

We mapped the current journey, investors hopping between multiple apps (stocks, MF, bonds) and spreadsheets, with little clarity on how to act. This scattered flow revealed the pain points: data silos, lack of transparency, and zero actionable insight.

Redesigned Journey

Start: Overview card → shows ROI vs IHSG in one glance. Explore: Portfolio detail → breakdown of Tuntun moves, user holdings, and benchmark comparisons. Act: Real-time notifications → guiding follow-up actions. Learn: Investment Journal → detailed reasoning behind every trade.

Results

Each of these ideas aimed to bring users from confusion → guided clarity → confident action.

The portfolio begins with an overview card on the homepage, showing ROI, a mini chart, and the latest transaction. This gives users instant clarity at a glance, while the detail page provides deeper breakdowns with prices, allocations, and notes explaining the reasoning behind each trade. By combining quick scanning with transparent context, the flow supports both the investor’s need for clarity and their demand for trust in decision-making.

Users can also save stocks to a Watchlist, making it easier to revisit and compare later. This personalization reduces cognitive load while mirroring the natural investment behavior of tracking potential entry points before committing funds.

Finally, the notification flow ensures users receive timely, event-based alerts, such as when the portfolio buys or sells a stock. These notifications are designed to be short, contextual, and actionable, helping users act in line with market movements while feeling guided rather than overwhelmed.

07. Final Solution

Learning Point

Impact

With Tuntun Portfolio, investors finally felt they weren’t just staring at numbers. By seeing their performance against IHSG, getting clear reasoning for every move, and receiving timely notifications, they felt more guided, more confident, and more in control of their decisions.

Lessons Learned

Along the way, we discovered that what people really need isn’t more charts or data dumps, but guidance they can actually follow. Benchmarking against IHSG turned out to be a simple but powerful way to build trust, and the more transparent we were in explaining the “why” behind each trade, the more users were willing to engage and adopt.

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